The Basics of Business Insurance: Business Liability Insurance
BUSINESS LIABILITY INSURANCE
There are four types of claims that Commercial General Liability (CGL) policies cover: bodily injury resulting in actual physical damage or loss, personal injury (including libel or slander), damage or loss to property, and advertising injury. More often than not, both liability insurance and property coverage will be packaged together at very competitive rates.
There's no great expense involved in purchasing commercial liability insurance, but attempting to defend a claim against your business without it could have catastrophic consequences. Should a claim ever be made against you and you're carrying general liability insurance, the insurer will pay your damages, legal defense fees settlement charges up to the policy limit so long as the claim is covered.
Bryan Insurance Agents will be able to provide your options for business liability insurance coverage and limits. They will also be able to discuss optional coverages for added protection against particular risks.
Find out more about commercial business liability insurance
Read more about the types of business liability insurance we can provide for your business.
Contact a Bryan Insurance Agent today if you need more information or would like a quote tailored to your specific requirements. Call our Moundsville office on 304.845.0121, or our Wheeling office on 304.233.5907 and let an experienced insurance professional discuss your insurance options with you. You can also look through our business liability insurance policies to see which one suits you best.