Business & Commercial Insurance
Businesses come in all shapes and sizes and you need commercial insurance coverage that reflects your unique business needs. You may also require wide-ranging coverage to protect the different aspects of running your business including property coverage, liability, business owners policies, workers' compensation and commercial auto insurance.
The Basics of Business Insurance in West Virginia and Ohio:
BUSINESS PROPERTY INSURANCE COVERAGE
Business Property Insurance is insurance coverage for direct loss to the property and equipment of the business. This business insurance may also provide coverage for loss of business income, loss of rents and other property damages caused by an insured peril...(more)
BUSINESS LIABILITY INSURANCE
Customers, employees, repair people, delivery people and anyone else who comes in contact with your business property can hold you liable for your failure to take the proper degree of care. This can be as simple as keeping your sidewalk swept or shoveling the snow on your front walk. If someone is injured as a result of your negligence, the court will generally find in favor of the injured party, even if your negligence was only slight...(more)
BUSINESS OWNER'S POLICY (BOP)
A business owner’s policy (BOP) has been compared to a homeowner's policy for business. BOPs were first developed in the 1970s and have become a very popular form of insurance for small to medium sized businesses. BOPs combine some of the basic coverages needed by a typical small business into a standard package at a premium that is generally less than would be required to purchase these coverages separately...(more)
WORKERS' COMPENSATION
Insurance that pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. State laws, which vary significantly, govern the amount of benefits paid and other compensation provisions...(more)
COMMERCIAL AUTO INSURANCE
Commercial Auto Insurance is a business insurance policy providing both property and liability coverage on any vehicle used in a business, which was designed for operation on public roads or highways...(more)
Contact Bryan Insurance today at either our Moundsville, WV office on 304.845.0121, or our Wheeling, WV office on 304.233.5907 and let an experienced Commercial insurance professional discuss your business insurance options with you.
You can also look through our business insurance policies to see which one suits you best.