How to Select a Car Insurance Carrier
There may be thousands of car insurance carriers to choose from, but picking the right one to cover your specific auto insurance needs is a little bit trickier. We’ve put together a simple checklist for you to go through so you can make sure your car insurance provider is exactly the right one for you and your family.
- Look for an auto insurance agent that has been in the business for many years. An experienced agent can help you make good decisions about your insurance needs.
- Is the agency responsive and local? Do they have set office hours when they are available? Do the companies they represent have 24 hour claims service?
- Use an agency that represents only the best auto insurance carriers. The best carriers, as rated by A. M. Best, will have A ratings. For example, Bryan Insurance Agency represents Erie Insurance who has a rating of A+.
- Research their customer service by giving them a call. You should only give your business to an agency that has outstanding customer service and will help you when you have a claim.
- Will the agent sit down with you in person and talk you through the small print of your billing terms? Will they explain what the policy will cover? You need to know exactly what your insurance policy covers and what it costs. You also need an agent who will willingly help you file your claim with another carrier in the unfortunate circumstance of an accident.
- Ask if timely reminders are sent when your car insurance premium is due.
- While price is important, would you not happily trade an extra couple of dollars for the peace of mind of being with an agency that is prepared to go that extra mile for you? If you have ever had a bad experience with a cheaper auto insurance carrier, then that answer is a resounding “Yes!”.
- If you have younger drivers, are they offered any discounts for claims-free, safe driving? Does the agency offer education videos appropriate for new drivers?
Sure, price is important! But service is what sets a good agency apart from the rest. Why not test our checklist out if you live in or around Wheeling or Moundsville in West Virginia by giving Bryan Insurance Agency a call at 304.233.5907 or 304.845.0121 to see if their customer service is up to your standards.
Auto Insurance Links
- Auto Liability Insurance
- Collision Insurance
- Comprehensive Auto Insurance
- Uninsured / Underinsured Auto Coverage
- Loss of Vehicle
- Car Towing Insurance
- Auto Loan / Lease Payoff --(Gap Coverage)
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Whatever coverage you need, we can show you how to maximize your insurance program with discounts and cost saving features.
Contact Bryan Insurance today for a FREE no obligation insurance quote or to arrange an appointment.